:root{--brand:#2a347c;--ink:#18213a;--muted:#657087;--line:#e5e8f0;--bg:#f6f7fb}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:15px/1.72 Inter,system-ui,-apple-system,"Segoe UI",sans-serif}.top{position:sticky;top:0;z-index:10;border-bottom:1px solid var(--line);background:rgba(255,255,255,.94);backdrop-filter:blur(12px)}.top-inner{max-width:1120px;margin:auto;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}.top img{width:132px;height:auto}.top a{text-decoration:none;color:var(--brand);font-weight:700}.layout{max-width:1120px;margin:34px auto 70px;padding:0 24px;display:grid;grid-template-columns:240px minmax(0,1fr);gap:28px}.toc{position:sticky;top:88px;align-self:start;padding:17px;border:1px solid var(--line);border-radius:15px;background:#fff}.toc strong{display:block;margin-bottom:8px;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.toc a{display:block;padding:6px 8px;border-radius:7px;color:#4f5a70;text-decoration:none;font-size:12px}.toc a:hover{background:#f1f2fa;color:var(--brand)}main{padding:clamp(24px,5vw,56px);border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 14px 40px rgba(30,42,85,.07)}h1{margin:0 0 8px;font-size:clamp(30px,5vw,43px);line-height:1.15;letter-spacing:-1.2px}h2{margin:45px 0 14px;padding-top:4px;color:var(--brand);font-size:21px}h3{margin:25px 0 8px;font-size:16px}.lead{margin:0 0 30px;color:var(--muted)}.notice{margin:24px 0;padding:15px 17px;border-radius:11px;background:#eef1ff;color:#273170;font-size:13px}ol,ul{padding-left:24px}li{margin:7px 0}a{color:var(--brand)}.meta{display:inline-flex;margin:0 0 22px;padding:6px 10px;border-radius:999px;background:#eef0ff;color:var(--brand);font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.contact{padding:16px;border:1px solid var(--line);border-radius:12px;background:#fafbfe}.footer-note{margin-top:48px;padding-top:20px;border-top:1px solid var(--line);color:var(--muted);font-size:12px}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;font-size:13px}th,td{padding:11px;border:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f5f6fb;color:#38435c}.form-box{padding:20px;border:1px solid var(--line);border-radius:12px;background:#fafbfe}.legal-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}@media(max-width:820px){.layout{display:block;margin-top:18px;padding:0 14px}.toc{display:none}main{padding:24px 18px}.top-inner{padding:11px 16px}.top img{width:112px}h2{margin-top:36px}}